Payment Processor

ChristmasLightsCreations.com is committed to ensuring you can shop safely in our store.

When you place an order with ChristmasLightsCreations.com, your credit card number and personal information are encrypted. Encryption is a process that scrambles your credit card number and personal information.

ChristmasLightsCreations.com employs a 2048 bit encryption Organization Validated SSL for all e-commerce transactions. Our SSL Certificate was updated on April 13, 2022. We are also PCI compliant as are our payment processors. We obtained our PCI certification from Sysnet, a company recommended by Pay Pal and approved by the PCI Security Standards Council for services as an Approved Scan Vendor (ASV) and as a Qualified Security Assessor (QSA).

ChristmasLightsCreations.com is Level 4 PCI compliant and meets all requirements set forth by the PCI security standards v3.0.

We use Stripe and Pay Pal to process all payment transactions. Stripe and Pay Pal are Level 1 PCI compliant, the highest level that can be achieved.

The Stripe Payment Gateway manages the complex routing of sensitive customer information through the electronic check and credit card processing networks.

Stripe adheres to strict industry standards for payment processing, including:

~ 128-bit Secure Sockets Layer (SSL) technology for secure Internet Protocol (IP) transactions.

~ Industry leading encryption hardware and software methods and security protocols to protect customer information.

~ Compliance with the Payment Card Industry Data Security Standard (PCI DSS).

For additional information regarding the privacy of your sensitive cardholder data, please read the Privacy Policy.

ChristmasLightsCreations.com is a registered merchant with Stripe and Pay Pal.

Payment Options

We accept Visa, MasterCard, Discover, JCB, American Express and Pay Pal as payment for merchandise purchased in our online store.

Please ensure that you have correctly provided all information needed to process your order. Incorrect information will prevent your order from processing.

Our merchant accounts with Pay Pal and Stripe have fraud settings that could reject your payment even if you’re using a valid card. Please contact us if you believe a payment was rejected without cause. However, in most cases a card is denied for any number of valid reasons to prevent fraud. Those measures implemented by the payment processors to prevent fraud are at their sole discretion.

Charging Your Credit Card Online

Upon completion and acceptance of your order, your credit or debit card will be charged for the full order amount, including all applicable taxes and shipping costs. If you opt to use Pay Pal to process your payment, you will have the option to use your card or bank account.